POS headline teaches you to understand "UnionPay cloud flash payment" for one minute.

What is UnionPay cloud flash payment?

UnionPay Cloud Flash Payment is a UnionPay mobile payment brand that supports payments for smartphones, wearable devices and UnionPay IC cards. UnionPay's products can be paid in cash at the POS terminal with the “FlashPass QuickPass” logo, and can also support mobile Internet payment.

How does “Cloud Flash Pay” realize its payment function?

Bottom line: Let your mobile phone replace the bank card and use the mobile phone directly for consumption.
It may be understood that after applying for a cloud flash card (air card) through your smartphone terminal, such a virtual card is stored in the phone. Think of it as a substitute for the card in the card holder's hand. Don't underestimate this card. It uses the cloud to store the key information of the virtual card and dynamically update it to prevent the leakage of the main card information and ensure the card user's card security.
The mobile phone equipped with the cloud flash card can replace the bank card and perform a quick “flash payment” (non-flash payment) on the POS machine in the physical store. Of course, users can also choose to use the mobile Internet for online payment (online payment).

"Cloud Flash Pay" features

“Multi” refers to the increasing number of adapter models and the number of terminals.
As long as your phone has NFC capability and meets the corresponding version requirements, you can use Cloud Flash Pay. Mobile phones supporting NFC include mainstream mobile phone brands in most markets such as Apple, Samsung, Huawei, HTC, Xiaomi, Meizu, ZTE, OPPO, etc., covering a wide range of users. According to the earlier deployment of the People's Bank of China, by May 2017, all POS terminals will support contactless payment.

"Fast" is reflected in the user's payment without unlocking, no need to open any App, no need to scan the code and directly wave the phone for payment operations.

“Good” emphasizes the high security performance of “Cloud Flash Pay”. First, the user's real card number is protected and privacy is not compromised. Second, the cloud constantly updates the card information, and the number, time, and amount of transactions are monitored.

“Province” is when you say “Cloud Flash Pay” does not need to connect to the mobile network. Existing scan code payments require traffic and must be performed with data traffic or wi-fi. “Cloud Flash Pay” does not require a little traffic, as long as the phone has power, you can perform payment operations.

What is a double free payment?

Double-free payment means small-sized and confidential-free payment-free payment. The cardholder only needs to put the UnionPay chip card or mobile device close to the terminal “flash payment” sensing area, and the payment can be completed with one wave without entering the password and signature. This feature requires the following conditions to be met:

a bank card with the "Flash PayPass" logo;
The amount of consumption is less than 300 yuan;
Trade on the pos machine with the UnionPay "Flash Pay" logo.

What is a non-connected IC card?

The non-contact type IC card refers to a card in which an IC card is close to the surface of the reader over a certain distance range (usually 5-10 cm), and the data is read and written by radio waves.

UnionPay cloud flash payment guide:

"Cloud Flash Pay" has also opened a number of models supporting the two major mobile phone operating systems of ios and Android (see the "Cloud Flash Pay" area of ​​China UnionPay official website).

In the iOS system used by Apple's mobile devices, "Cloud Flash Pay" is implemented by Apple Pay.

Android users: Bind UnionPay cards on an NFC-enabled mobile phone (operating system is Android 4.4.2 or higher). Tap the phone to light the screen; put the phone close to the pos machine that supports the non-connected function; enter the bank card password; complete the offline payment.

Apple users: Add your UnionPay card to iPhone, Apple Watch and iPad, and pay for merchants and online apps under UnionPay. For example: use iPhone to complete the payment, put the iPhone close to the POS sensing area with the “UnionPay cloud flash” logo, and put your finger on the Touch ID to verify the fingerprint, you will see “Done” on the display. At the same time, feel a slight vibration and hear the tone. Enter the password on the POS machine and pay immediately!

Samsung users: Bind your UnionPay card to your Samsung mobile phone and use the back of your phone to get close to the payment machine (POS machine).

Xiaomi users: Add your bank card to your Xiaomi phone, verify and activate the “air card issuance”. When paying, the mobile phone is close to the POS machine sensing area or the lock screen, double-click the mobile phone Home button to verify that the fingerprint passes, and the mobile phone is close to the POS machine to complete the payment.

Huawei users: Bind your UnionPay card to the Huawei mobile phone. On the lock screen, black screen or main screen interface, call up and select the card, scan the fingerprint, and then close the POS machine to complete the payment.

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